With  flexivie click :

• You can save over the medium or long term
• You can provide protection for your loved ones
• You can guarantee your investment

By taking out a flexivie click policy, not only will you enjoy a healthy return but you can rest assured that your investments are fully secure.

Guaranteed Capital and interest

The money you invest in flexivie click is fully guaranteed at all times, regardless of what is happening on the financial markets.

In addition, a ratchet mechanism is built into the flexivie click policy: the interest earned each year is added to your total capital and is therefore permanently locked in.

Performance

With flexivie click, you can benefit from the financial management expertise of our specialists.

Foyer's fund managers wisely distribute the assets between equities and bonds, thereby maximising the yield on your savings and guaranteeing you an attractive return.

After four years, redemptions can be carried out free of charge and subscription and management fees are reduced depending on the amount invested.

 Rate of return 2011 : 2.8%*

* Gross rate of return. Past performances result from the excellent management of Foyer in the management of financial assets but don't prejudge futures performances.

Flexibility

flexivie click is extremely flexible in terms of investing and withdrawing your savings:

Depending on your financial means and objectives, you can opt to:

• make a one-off investment which you can supplement later with additional flexible payments, if you wish
• save progressively by making periodic payments

You can choose to withdraw all or part of your savings at any time and after four years you can do so free of charge.

Security your loved ones

When taking out a policy, you can freely nominate a beneficiary in the event of death who will receive your accumulated savings in full: the capital sum invested plus the annual interest earned is guaranteed.

Tax savings

Withdrawals made from your flexivie click policy are not subject to withholding tax, which means you will receive the full amount of your savings along with any interest accrued.

Contact your Foyer agent for advice on how to choose the savings solution best suited to your personal situation.

All our savings and investment solutions at a glance

Brochure/ Fiche info financière Assurance Vie

For more information, please download the leaflet or consult the "Fiche info financière".